Business FX
International payments, handled as part of how you trade.
Send and receive cross-border payments in the currencies your business actually works in, with a team that understands the payment cycle behind them.
Payments that follow your trading cycle
Most businesses do not make one international payment. They make the same payments repeatedly: a supplier settled monthly, a subsidiary funded quarterly, contractors paid on completion. The currency requirement is a pattern, not an event.
We start by understanding that pattern — which currencies, what amounts, on what timing — before discussing how to handle it. That conversation shapes the quote rather than the other way around.
What this covers
How we work with businesses on this
Supplier settlements
Pay overseas suppliers in their own currency, with the conversion handled as part of the payment rather than as a separate exercise.
Foreign currency receipts
Discuss arrangements for receiving payments from overseas customers in the currency they invoice in.
Recurring payment cycles
Where payments repeat, we work from your schedule so each cycle is straightforward rather than starting from scratch.
A named point of contact
Business clients discuss requirements with the same team, so context does not have to be re-explained each time.
Before you send
The details every payment needs
Beneficiary
- Account name exactly as held
- IBAN or account number
- BIC / SWIFT or local bank code
- Beneficiary address
Payment
- Currency and amount
- Required arrival date
- Payment reference
- Purpose of payment
Who this is for
Built around how you trade
- 01
Businesses with recurring payment runs
- 02
Groups funding overseas subsidiaries
- 03
Companies paying contractors abroad
FAQ
Common questions
Recurring payment cycles are a core part of what we discuss with business clients. Tell us the currencies, amounts and timings and we will talk through how it would work.
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Ready to discuss international payments for business?
Tell us what you need and a member of the team will come back to you with a transaction-specific quote.